{"activeVersionTag":"latest","latestAvailableVersionTag":"latest","collection":{"info":{"_postman_id":"3b0f6ab4-f8f5-46e9-8847-2caffd027e2e","name":"Fundfina APIs","description":"# Welcome to Fundfina Developer Portal.\n----\n>We take pride in building an Open and Secure financial marketplace. On this portal we will publish documents and tools to programmatically access our and our partners’ APIs and packaged codes.\n>\n>Our **Lending-as-a-service APIs** was created to help various enterprises and investors extend fast and flexible offer to business or personal customers. Almost all functionality provided by the Fundfina platform is exposed through the Lending APIs, ranging from submitting applications, getting credit scores to signing loan documents and downloading account statements.\n>\n>For security reasons, access to the Lending API is restricted to select partners and more sensitive endpoints will only be accessible in certain situations. Read on to learn more about the possible integration options available, and contact us at **developer@fundfina.com** or **partner@fundfina.com**.\n\n# Why an API integration?\n----\n>Fundfina works with a large and diverse range of introducers and investors who refer and/or fulfil financing needs of customers, ranging from small ecommerce firms to the largest financial institutions.\n>\n>Traditionally, these partners typically referred customers to Fundfina either by directing them to our landing page on our platform; however, many partners are now choosing to incorporate seamless borrowing or investment journey by sending needs directly through to Fundfina using our APIs. Some advantages of this are:\n>\n>* Providing customers with a smooth application experience within the partner customer services by Offering loans at the point that customers need it - for example when looking for increased working capital on the fly, paying invoices, or at the point of sale\n>\n>* It's quick! - Fundfina's automated decision functionality means some customers can get decisions in seconds\n>\n>* Partners can use data they already have to fulfil application requirements, avoiding the need to retype application details and reducing operational work\n>\n>* Investment Partners can choose which loans to fund automatically based on their investment criteria\n>\n>If you're interested in partnering with Fundfina to build an integration, please see our **Partner Section** and contact our Partnerships team at **partner@fundfina.com** .\n\n# API information\n----\n## API Specification\n>Fundfina web service APIs support JSON format for the request payload and the response. Some APIs also support XML and CSV format for the response. For details on which APIs support XML and CSV, please refer the each API Resource details section.\n>\n>For APIs which do support XML and CSV in their response, the desired format needs to be supplied by the caller via the HTTP Accept header in the following format —\n>\n>\t\t\tAccept: application/json\n>\t\t\tList of valid headers — JSON (default)   \n>\t\t\tFor POST requests: In addition to \"Accept\" header, you'll need to set the \"Content-type\" header as well.\n\t\t\t\n## Authentication\n><a href='#'>Our web service APIs are stateless which means that the authentication credentials need to be sent with every request when invoking any operation. The method for authentication is tokenized and generated per request</a>\n\n# Terms - Developer services agreement (DSA)\n----\n>Last updated: 10 May 2020 (Version 1.1)\n\n>The following Developer Services Agreement (“DSA”) applies where you use our Developer Services including the Fundfina application platform and its Open Banking API. By accepting this Agreement, either by accessing or using the API, or authorizing or permitting any individual to access or use the API, You agree to be bound by this Agreement. You may not access or use the Developer Services if you are prevented from doing so under the laws of any territory including the territory in which you are resident.\n>\n## 1.\tDefinitions and Interpretation\n\n>1.1.\tThe following definitions apply to this DSA:\n>\n>“Affiliate” means any entity that directly or indirectly controls, is controlled by, or is under common control with the subject entity. For the purposes of this definition, “Control” means direct or indirect ownership or control of more than 50% of the voting interests in the subject entity;\n>“API” means the application program interface specifically created for, and used within, the Fundfina Marketplace Software and Services and its associated documentation and other materials;\n“Application” means your own software and/or services developed using the Developer Services or with data derived from calls to components within Developer Services;\n“Customer” means either (i) an end user of Fundfina Software and Services or (ii) an end user of your Application;\n“Developer Services” means the API and/or any additional software development tools Fundfina may make available to you from time to time;\n“IPR” means all vested contingent and future intellectual property rights including goodwill, reputation, rights in confidential information, rights to sue for passing off or unfair competition, copyright, trademarks and design rights whether registered or unregistered, logos, devices, plans, models, diagrams, specifications, source and object code materials, data and processes, patents, know-how, trade secrets, inventions, get-up, database rights and (as applicable) any applications or registrations for the protection of these rights and renewals and extensions of them, existing in any part of the world, whether now known or created in the future;\n“Fundfina Marks” any name, trademark, logo, symbol or slogan (whether registered or not) owned or used by us or any of our Affiliates now or in the future anywhere in the world, including but not limited to the word mark “Fundfina”;\n“Fundfina Software and Services” means Fundfina’s proprietary software and services for which the Developer Services has been developed;\n“Marketplace” means the marketplace or other aggregator or public repository of code or applications provided and operated by Fundfina.\n“Partner Agreement” means any agreement or agreements setting out the terms upon which you are providing services to or receiving services from Fundfina;\n“we” “us” “our” or “Fundfina” means the relevant Fundfina entity as set out in your Partner Agreement;\n“you” “your” means the individual, business or entity accepting this DSA.\n>\n> 1.2.      A reference to a statute, statutory provision or subordinate legislation is a reference to it as it is in force from time to time and includes any statute, provision or subordinate legislation which it amends or re-enacts.\n>\n> 1.3.\tOther technical expressions relating to computers and/or software programs shall have the meaning commonly attributed to them in the computer and IT industry.\n>\n## 2.\tUse of the Developer Services\n>\n>2.1.\tSubject to your compliance with all of the provisions of this DSA we now grant you a limited, worldwide, royalty free, revocable, non-assignable and non-exclusive personal licence to access and use the Developer Services solely to develop Applications and for related testing only.\n>\n>2.2.\tThe Developer Services is licensed as a single product.\n>\n>2.3.\tYou acknowledge and agree that we own all right, title and interest in and to the Developer Services and the Fundfina Marks, and all IPR therein. We reserve all rights not expressly granted under this DSA. You may only access and use the Developer Services for the express purpose set out in this DSA. In particular, you must not and must not allow anyone else to:\n>>2.3.1.\twork around any technical limitations in the Developer Services;\n>>\n>>2.3.2.\tother than in accordance with section 2.4 below and as otherwise expressly set out in this DSA, distribute, redistribute, make copies of, sell or otherwise commercially exploit the Developer Services (or any part of it);\n>>\n>>2.3.3.\treverse engineer, decompile or disassemble the Developer Services, other than (and only) to the extent that applicable law expressly permits or with our prior written consent;\n>>\n>>2.3.4.\taccess or use the Developer Services for any immoral, illegal or any other purpose which may be threatening, abusive or harmful including but not limited to the creation or transmission of any virus, Trojan horse, worm or other destructive or contaminating program;\n>>\n>>2.3.5.\tcircumvent technological measures to prevent direct database access, nor manufacture tools or products to that effect nor build conversion functionality that converts any end user data from Fundfina Software and Services to a competing product or service;\n>>\n>>2.3.6.\tfor the purpose of incorporation into or the development of any software or other product or technology which competes with Fundfina Software and Services, use or copy (irrespective of the extent of copying) the whole or any part of the Developer Services operating logic or underlying database structure and database fields; or\n>>\n>>2.3.7.\tunless we expressly permit, allow others to modify or distribute the Developer Services.\n>>\n>\n>2.4.\tYou understand that your access, use and distribution of certain components of the Developer Services may be subject to additional terms (including third party licence terms) and that such components are governed by those terms in addition to this DSA. Where there is a conflict between this DSA and any additional terms accompanying the applicable component of the Developer Services, those additional terms shall prevail in respect of the conflicting subject matter.\n>\n>2.5.\tYour right to access or use the Developer Services may be time limited (as otherwise notified by us) or may be subject to obtaining other rights from a third party including but not limited to a third party platform provider.\n>\n>2.6.   In order to use and access the API, Licensee must obtain API credentials (a “Token”) by becoming a Subscriber. Licensee may not share its Token with any third party, shall keep such Token and all Login information secure, and shall use the Token as Licensee’s sole means of accessing the API.\n>\n>2.7.\tYou may not access or use the Developer Services in any way that could damage Fundfina Software and Services or any third party’s use of them.\n>\n>2.8.\tYou agree to access and use the Developer Services in accordance with this DSA and all applicable laws and to develop Applications that comply with all applicable laws.\n>\n>2.9.\tYou are solely responsible for your access and use of the Developer Services and for your own and any third party applications, data or other content which you access via the Developer Services and we shall have no liability in respect of such applications, data and other content. Any exchange of data between you and a third party is solely between you and that third party.\n>\n>2.10.\tYou acknowledge that you are not granted any right under this DSA to sell or distribute the Fundfina Software and Services or the Developer Services. Such right, if any, will be granted only under a separate agreement.\n>\n## 3.\tYour Obligations\n>\n>3.1.\tYou must ensure that you provide us with full and accurate registration information upon registration for access and use of the Developer Services and during the term of this DSA.\n>\n>3.2.\tYou must maintain your user credentials (including usernames and password) in confidence. You remain fully responsible for all use of and access to the Developer Services using your user credentials.\n>\n>3.3.\tYou agree to restrict access to and use of the Developer Services and if applicable to any Fundfina Software and Services so that only those employees of yours with a need to know may see, access or use the Developer Services and if applicable, the Fundfina Software and Services.\n>\n>3.4.\tSubject to your compliance with this DSA, you may develop your own Applications providing that:\n>\n>>3.4.1.\tprior to distribution to a third party, your Application is sufficiently tested to ensure that it:\n>>>\n>>>3.4.1.1.\tprovides the functions and facilities and performs as described by you; and\n>>>\n>>>3.4.1.2.\twill not adversely affect the functions and facilities of any Fundfina Software and Services with which your Application is intended to or may be used;\n>>>\n>>\n>>3.4.2.\tyou make clear to every licensee or third party user of your Application that your Application belongs to you and that you are solely responsible for any such Application and any issues associated with it. Under no circumstances will we be liable and/or responsible.\n>>\n>>3.4.3.\tFor the avoidance of doubt, we will not be responsible for any customer support of Applications. You shall be solely responsible, at your expense, for providing customer support to end users, customers and distributors of Applications.\n>>\n>\n>3.5.\tWhilst it is impossible to provide an exhaustive list of exactly what constitutes acceptable and unacceptable use of the Developer Services, you must not access or use the Developer Services in a way that that could interfere with or disrupt the availability or integrity of the Developer Services or any data or any of our products or services. You must ensure that you access and use the Developer Services in a secure way at all times and that your Applications which interact with Fundfina Software and Services will remain secure and that they will not compromise the Fundfina Software and Services or any data contained within Fundfina Software and Services or any third party services.\n>\n>3.6.\tIf you integrate your Application with any Fundfina Software and Services or any other product or services, you remain solely responsibility for any such Application and any issues associated with it. Under no circumstances will we be liable and/or responsible.\n>\n>3.7.\tWe may from time to time modify, update, suspend or terminate the Developer Services or any part of the Developer Services at our discretion by providing reasonable notice to you. We make no guarantee that the Developer Services will be readily available, suitable for your intended use or error or bug-free. You understand and acknowledge that as a consequence the Developer Services may become incompatible with applications developed using earlier versions of the Developer Services. It is your responsibility to ensure that you access and use the latest version of the Developer Services.\n>\n## 4.\tTechnical Support\n>\n>4.1.\tWe have no obligation to support the Developer Services. We may choose to offer support in respect of the Developer Services. Any such support will be subject to our policies at that time  and which we may change or end at any time at our discretion without notice or other obligation to you. In all cases, support excludes any support of third party applications or services.\n>\n## 5.\tDuration and Termination\n>\n>5.1.\tThis DSA will continue until terminated as provided in this Section 5.\n>\n>5.2.\tYou may terminate this DSA by ceasing use of the Developer Services and its site.\n>\n>5.3.\tWe may terminate without cause this DSA and your access and use of the Developer Services giving reasonable notice at any time.\n>\n>5.4.\tIn addition to our right to terminate this DSA, we may also suspend your access and use of the Developer Services at any time if we suspect that you have breached any part of this DSA. Any suspension of your access and use of the Developer Services will continue until such time that the breach in question has been remedied to our reasonable satisfaction. Where we suspend your access and use of the Developer Services under this clause, we may at our discretion agree to reactivate your use and access.\n>\n## 6.\tEffect of termination\n>\n>6.1.\tWhere this DSA is terminated, you will:\n>>6.1.1.\tcease to be entitled to receive any rights or benefits associated with it;\n>>\n>>6.1.2.\timmediately cease access and use of the Developer Services;\n>>\n>>6.1.3.\t(if applicable) discontinue use of the Fundfina Mark; and\n>>\n>>6.1.4.\tdestroy all materials and other documentation which you obtained in relation to or as a result of entering into this DSA.\n>>\n>\n>6.2.\tTermination of this DSA will not affect any accrued rights or liabilities of either party or the coming into force or continuance in force of any provision of this DSA which is expressly or by implication intended to come into force or continue in force on or after Termination.\n>\n## 7.\tWarranties and Liability\n>\n>7.1.\tIf you are agreeing to be bound by this DSA on behalf of any business or entity, you represent and warrant that you have full legal authority to bind such business or entity to this DSA. If you do not have authority, you must not accept this DSA or access nor use the Developer Services on behalf of that business or entity.\n>\n>7.2.\tYou agree that (i) the developer services is provided “as-is” and no representations, conditions, warranties or other terms of any kind are given in respect of it; (ii) we have no obligation to make the Developer Services available and your access and use of the Developer Services is entirely at your discretion, and (iii) prior to making any application available to any third party, you will undertake rigorous testing of the application in a test environment, and (iv) you will not use any Customer data when testing the application in a test environment.\n>\n>7.3.\tNothing in this agreement seeks to limit or exclude our own, our affiliates or our licensors liability for: death and personal injury resulting from that party’s own or its employees’ negligence; or (ii) liability arising as a result of such party’s fraud or fraudulent misrepresentation; or (iii) any other liability that cannot be excluded or limited by applicable law.\n>\n>7.4.\tSubject to section 7.3 above, to the extent permitted by law, we, our affiliates and our licensors shall have no liability of any kind to you in any circumstances whatever in respect of this DSA and your use of the the Developer Services. in particular, we, our affiliates and our licensors shall have no liability (whether in contract, tort (including negligence) or otherwise) for any indirect, special, consequential or exemplary loss or damage that you may suffer in connection with this DSA or your access and use of the Developer Services or for any loss or corruption of data (however caused).\n>\n>7.5.\tEach party acknowledges that the exclusions contained in section 7.4 above are reasonable as we are not obliged to make the Developer Services available to you and that it is entirely up to you whether or not you access and use the Developer Services for your own commercial purposes.\n>\n>7.6.\tYou agree to defend and hold us, our Affiliates and our third party licensors harmless from and against any claims, demands, proceedings, liabilities, losses, damages, costs and expenses (including reasonable legal fees) arising out of or in relation to (i) your access or use of the Developer Services; (ii) any Application you develop using the Developer Services including but not limited to any third parties use of any such Application; and (iii) any breach of this DSA by you. Without limiting the previous sentence, you warrant that each Application is and will be developed and owned by you and you will defend us and other companies within our group from and against any claim or action that the use or possession of your Application (or any part) infringes the IPR of a third party (“IPR Claim”) and you will indemnify us and other companies within our group from and against any losses, damages, costs (including legal fees) and expenses incurred by or awarded against us and any other company in our group as a result of, or in connection with, that IPR Claim. The indemnities and warranty in this clause will remain in full force and effect irrespective of any termination of this DSA.\n>\n>7.7.\tWe agree to defend you against any claim or action that the Developer Services (or any part) infringes the IPR of a third party (“DS IPR Claim”) and we will indemnify you from and against any losses, damages, costs (including legal fees) and expenses incurred by or awarded against you as a result of, or in connection with, that DS IPR Claim. The indemnities and warranty in this clause will remain in full force and effect irrespective of any termination of this DSA.\n>\n## 8.\tOur rights\n>\n>8.1.\tWe may decide at any time to charge fees for access and use of the Developer Services. In such circumstances, we will publish our intention to do so and establish the terms relating to such fees. If you do not wish to pay such fees, you must stop accessing and using the Developer Services prior to the commencement of the period from which fees will become chargeable.\n>\n>8.2.\tWe, our licensors or our Affiliates (as applicable) own and will continue to own IPR in and to the Developer Services including any copies. Other than as expressly permitted under this DSA, you will not use, or permit any third party to use, any of our IPR, including without limit the Fundfina Marks, or any mark, words, logo, device or any other branding which is similar to or mimics any Fundfina Marks, without first obtaining our prior written consent.\n>\n>8.3.\tYou agree not to remove, obscure or alter any proprietary rights notices that appear within or upon any part of the Developer Services.\n>\n>8.4.\tYou agree that we may use any information that you provide to us on an unrestricted basis to improve and develop our software and services.\n>\n## 9.\tPrivacy\n>\n>9.1.\tSome Developer Services features connect to Fundfina IT services and infrastructure and transmit data to them. By accessing and using the Developer Services, you consent to the transmission of this information.\n>\n>9.2.\tThe Fundfina Software and Services and/or the Developer Services may contain technologies that monitor, record and report to Fundfina information regarding the use of the Fundfina Software and Services and the Developer Services, including but not limited to information concerning the computer or workstation, or personal digital assistant, or smart phone or other similar electronic device with which the Fundfina Software and Services or the Developer Services operates; the frequency, type and manner of use to which the Fundfina Software and Services or the Developer Services are put; the updating of the Fundfina Software and Services or the Developer Services and conversion of data, and the data inputted to or through the Fundfina Software and Services and the Developer Services by you or on your behalf (collectively the “Transaction Data”). Fundfina collects and uses the Transaction Data to support, maintain and improve the Fundfina Software and Services and the Developer Services, and to enforce Fundfina’s rights under this DSA. To the extent any of the Transaction Data is personal information within the meaning of applicable law, you hereby: (a) consent to Fundfina’s collection, use and disclosure of such Transaction Data for these purposes; and (b) represent and warrant that you have obtained the consent of any individual to whom such Transaction Data relates to Fundfina’s collection, use and disclosure of such Transaction Data for these purposes, or that the consent of any such individuals is not required to be obtained under applicable law.\n>\n>9.3.\tIf you use any part of the Developer Services to access a Customer’s data from any Fundfina Software and Services, you must only do so with the Customer’s explicit consent and only for the limited purposes for which the Customer has given you permission.\n## 10.\tConfidentiality and Publicity\n>\n>10.1.\tThe Developer Services may contain our Confidential Information. Confidential Information means any information of ours or a third party that you may access and which is either marked as confidential or which ought to be reasonably considered as confidential (including, for example, content, source code, or documentation). If you receive any such Confidential Information, you must not disclose it to any third party other than as expressly permitted by this DSA or with our prior written consent. You may disclose our Confidential Information where required by law, court order or any governmental or regulatory authority.\n>\n## 11.\tGeneral terms\n>\n>11.1.\tThis DSA is personal to you and you may not assign, subcontract, license, charge or otherwise deal with or dispose of (whether in whole or in part) this DSA without our prior written consent.\n>\n>11.2.\tWe may propose amendments to update this DSA at any time. Where we do so, we will notify you of such amendments in writing by sending an email or by other appropriate means using the contact details we hold for you. We will provide you with 30 days’ notice of such amendment taking effect and you will be deemed to accept all amendments in the event that you do not notify us of your refusal to such amendments.\n>\n>11.3.\tThis DSA constitutes the entire understanding between the parties with respect to their subject matter and supersedes all prior agreements, negotiations and discussions between the parties relating to them. You agree that you have not relied on any representations or statements in entering into this DSA which are not set out expressly in it, except this does not exclude your or our liability for fraud.\n>\n>11.4.\tIf a court or similar body decides that any wording in this DSA cannot be enforced, that decision will not affect the rest of this DSA, which will remain binding on both parties. However, if the wording that cannot be enforced could be enforced if part of it is deleted, we and you will treat the relevant part of the wording as if it is deleted.\n>\n>11.5.\tEach party is an independent contractor and neither party will represent itself (as applicable) as agent, servant, franchisee, joint venturer or legal partner of the other.\n>\n>11.6.\tIf a party fails to, or delays in, exercising any rights under this DSA, that will not mean that those rights cannot be exercised in the future.\n>\n>11.7.\tExcept as expressly set out in this DSA, a person who is not a party to this DSA will have no rights to enforce any terms of this DSA.\n>\n>11.8.\tThis DSA and any dispute or claim arising out of or in connection with it or their subject matter or formation (including non-contractual disputes or claims) will be governed by and construed in accordance with the laws of India. Each of you and us irrevocably agrees to submit to the exclusive jurisdiction of the courts of courts in India over any claim or matter arising out of or in connection with this DSA or the legal relationships established by it.\n>\n>11.9.\tUnauthorized use of the Fundfina Software and Services or Developer Services or Confidential Information will diminish the value thereof to us and could cause irreparable harm and significant injury to us that could be difficult to fully ascertain. Therefore, if you breach any obligations set forth herein, we shall be entitled to equitable relief to protect our interests in the Fundfina Software and Services, Developer Services or Confidential Information, including but not limited to immediate injunctive relief, as well as any other remedies available to us in equity or at law.\n\n\n# Partner On-boarding Journey\n----\n>**1.\tContact Fundfina and Agree Partnership principles**                                                                          \n>To start working with Fundfina, please contact us at partner@fundfina.com. We will discuss your use-case and mutually agree key considerations for collaboration – commercial, operational and technical. It will also help us agree the type of Fundfina platform integration will be best for you.\n>\n>\n>**2.\tDiscuss and plan**                                                                                                          \n>Fundfina will allocate a Partner Success Executive that will schedule time to meet to discuss and agree the proposed use case, customer journey, and project timeline/ milestone, partnership key principles and other ad hoc queries. Partner Success Executive will collaborate and guide you on your partnership and integration journey. At this stage we may also review and sign a draft MoU or terms of reference for partnership success.\n>\n>\n>**3.\tJointly develop borrowing or lending journey**\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n>Designing optimum customer borrowing or investment journey is single most critical success factor for API integrations and key determinant to amount of work for both Fundfina and Partners. At this stage we will finalise the borrowing or investment journey as much as possible with paper based simulation of the process with handovers. \n>\n>\n>Agreeing process/ handover is critical before gaining access to the development sandbox. This could be anywhere from a flow chart to wireframes to high-fidelity designs.\n>\n>\n>**4.\tDevelopment and Testing phase**\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n>We will share our API sandbox credentials and work with your technical team to engage in 2-4 weeks development and testing sprints to interactively enable more APIs or functions.\n>\n>\n>We will test our integration on sandbox by simulating borrowing or lending data as if you would do so as a real customer or real transaction. Please complete this step in close contact with your Partner Success rep at Fundfina so that we can both be confident the integrations and APIs are robust enough to push to production.\n>\n>\n>Register as a partner by using portal <a href=\"https://uat.fundfina.com/partnerRegistration\">**https://uat.fundfina.com**</a> for Sandbox/UAT and <a href=\"https://www.fundfina.com/partnerRegistration\">**https://www.fundfina.com**</a> for live/Production. Select Looking For as \"Enterprise Lending as a Service\". After registration login with your credentials and complete the KYC by clicking on Partner KYC.\n>\n> \n> Or\n>\n>\n> Register as a partner by using <a href=\"https://developer.fundfina.com/?version=latest#2c800bd4-6b2d-4f6a-a542-f97904d564f2\">**registerPartner**</a>\n>\n>\n> Once KYC is submitted. Request for unique key from Fundfina to get access of the API’s. Fundfina will approve the KYC submitted by partner and provide unique key to access the Fundfina API'S.\n>\n>\n>**Borrowing Partner API**\n>\n> 4.1 Develop API <a href=\"https://developer.fundfina.com/?version=latest#50bcfc27-9498-42e7-867f-a994bffe1b80\">**getTransactions**</a>. The Fundfina will call this API to get transactions for Preapproval of every month. Fundfina will call this API in every first week of the month.\n>\n> 4.2 Develop API <a href=\"https://developer.fundfina.com/?version=latest#1d3242f4-4689-4d33-b593-e6db4b2dbcdf\">**pushPreApproval**</a>. The Fundfina will call this API to give offer to users for the month.\n>\n> 4.3 Push merchant details by using API <a href=\"https://developer.fundfina.com/?version=latest#976951c1-dc3e-4a56-be6d-bf935707b10f\">**requestLoan**</a>.\n>\n> 4.4 Develop API <a href=\"https://developer.fundfina.com/?version=latest#d0a3c707-0f2a-4a9c-9ec5-37c56866b24f\">**loanOffer**</a>. The Fundfina will call this API to push Fundfina admin decision on loan by using **step_num** as 1.\n>\n> 4.5 Push decision of merchant by using API <a href=\"https://developer.fundfina.com/?version=latest#21cb50a0-298b-4fe3-b89f-f8fc1670abaf\">**merchantLoanOfferDecision**</a>\n>\n> 4.6 If loan decision of merchant in step 4.5 received as true then Fundfina will call again the API provided in step 4.4 to provide Fundfina admin decision on loan by using **step_num** as 2.\n>\n> 4.7 If loan is approved by Fundfina admin in step 4.6 then Fundfina admin will make loan live from Fundfina portal. On make live merchant will receive the loan contract link on his/her email.\n>\n> 4.8 Once the loan contract is signed by the merchant the Fundfina will disburse the loan.\n>\n> 4.9 Develop API <a href=\"https://developer.fundfina.com/?version=latest#d55e1fe0-6fbf-48a7-9eb3-a1335bfe257c\">**loanDisbursal**</a>. The Fundfina will call this API to push disbursal details of the merchant loan.\n>\n> 4.10 Develop API <a href=\"https://developer.fundfina.com/?version=latest#2c26ac45-0bb9-4165-856c-49642903d154\">**loanRepayment**</a>. The Fundfina will call this API to send the repayment request for the emi. Each emi request will have unique reference no.\n>\n> 4.11 Develop API <a href=\"https://developer.fundfina.com/?version=latest#3ed984fc-b761-4402-9437-a014b267bf1a\">**loanRepaymentEnquiry**</a>.The Fundfina will call this API to get the status of the <a href=\"https://developer.fundfina.com/?version=latest#2c26ac45-0bb9-4165-856c-49642903d154\">**loanRepayment**</a> called on step 4.10.\n>\n>**5.\tDry run and launch**                                                                                                           \n>For pushing to production, you will need to get credentials from us. We will share this after reviewing successful testing phase. \n>\n>\n>Test all APIS with Fundfina on sandbox environment. Once all APIS are successfully tested on sandbox environment please register as partner on <a href=\"https://www.fundfina.com/partnerRegistration\">**www.fundfina.com**</a> . Fundfina approve the KYC on Live and provide you the unique key to access the APIs on Live.\n>\n>Provide your Live APIs, key and Bank Details with Fundfina to complete the Live integration.\n>\n>\n>We highly recommend \"soft\" launching at first - either by not publishing the release, or only releasing to a small number of customers initially, or doing so for small investment portfolio - so that there is an opportunity to catch any bugs while the scale is still small. We will also monitor the new integration for the first few days to troubleshoot collaboratively.\n>\n>\n>Congratulations, we are ready to launch first version of our APIs!\n\n# API Catalogue","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","isPublicCollection":false,"owner":"9668459","collectionId":"3b0f6ab4-f8f5-46e9-8847-2caffd027e2e","publishedId":"SWT7BzdR","public":true,"publicUrl":"https://developer.fundfina.com","privateUrl":"https://go.postman.co/documentation/9668459-3b0f6ab4-f8f5-46e9-8847-2caffd027e2e","customColor":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"EF5B25"},"documentationLayout":"classic-double-column","customisation":{"metaTags":[{"name":"description","value":""},{"name":"title","value":"Fundfina Developer Portal - Embedded B2B Fintech"}],"appearance":{"default":"light","themes":[{"name":"dark","logo":null,"colors":{"top-bar":"212121","right-sidebar":"303030","highlight":"FF6C37"}},{"name":"light","logo":null,"colors":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"EF5B25"}}]}},"version":"8.10.1","publishDate":"2025-08-27T04:02:03.000Z","activeVersionTag":"latest","documentationTheme":"light","metaTags":{"title":"Fundfina Developer Portal - 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